All about Equifax

Equifax is one of the nation's three credit reporting agencies which provide consumers with services necessary for successful credit management. These services include credit reporting, credit score calculations, and products to monitor your credit and protect you from identity theft. There is a cost for Equifax products, but you can take advantage of many of the companyís offerings at discounted rates for combined services. And the best part is you can easily access Equifax's products without leaving the comfort of your home or office by signing onto their website at www.Equifax.com.

Bear in mind that each of the three credit bureaus - Equifax, TransUnion, and Experian - create a unique credit report and credit score based on your financial history. So if you want a complete overview of your financial status, you'll need to review the reports and scores from all three companies.

Choose from a variety of Equifax credit products

If you want to monitor your credit report, check your credit score, or protect yourself against identity theft, a review of Equifax's many products and services is well worth your time. Here's a rundown of some of the company's most popular products:

Equifax credit report and credit scores

You can order a copy of your Equifax credit report to view online or print for $10.50; or order a copy of your credit report plus your Equifax FICO credit score for $15.95. You can also order a 3-in-1 credit report which includes information from all three credit bureaus for $29.95; or order the 3-in-1 report plus your Equifax FICO score for $39.95. By purchasing any of these products you'll be able use Equifaxís online dispute feature if you find any incorrect information in your records, plus youíll know which companies have reviewed your credit file.

Monitoring your credit report plus identity theft protection

Equifax also offers several products to let you monitor your Equifax credit report or your reports from all three credit agencies and alert you to any significant changes. These alerts are vital to detecting the possibility of fraud or identity theft. Some products even include identity theft insurance to further protect you from becoming a victim of this crime.

Monitoring your credit score

Through its Score Watch™ product, you can monitor your Equifax FICO score for $9.95 a month. You'll also be able to see what interest rates you can qualify for and how lenders assess your credit rating, receive alerts about any significant change to information on your credit report, and be able to take steps quickly if your score changes.

In addition to these products there's a wide range of additional Equifax offerings. To find out more go to www.Equifax.com or call them at 1-800-685-1111.