Paying Your Credit Card Bill OnlineAre you leaning toward discontinuing receiving paper statements in the mail and start paying your credit cards and other bills online, but haven’t taken that step yet? There’s no need to be hesitant. Online bill paying has become the method of choice for many American consumers who want the convenience of online account management while saving time and money. Paying your bills online eliminates the need to write and record checks, stamp envelopes, and stop at the mailbox. With a few clicks of your mouse you can pay your bills any time of the day or night, seven days a week, sitting right at your computer – and if your payment is made on a weekday by 5 p.m. eastern time, it will usually post to your account the same day. The green factor in paying your credit card bill onlineIn addition to the convenience, many credit cardholders pay their bills online to help the environment. It is estimated that if every American consumer discontinued paper statements and paid their bills online, millions of trees would be saved every year which reduces deforestation and global warming. And, when paper statements are not used, there are other savings, too – administration, printing, postage, and paper costs are reduced, as are the levels of energy and fuel required by credit card companies. The security factor in paying your credit card bill onlineCredit card fraud and cases of identity theft are a very real concern for consumers trying to protect their private information. Paper statements are sought by thieves and should be shredded rather than thrown out. By paying your bills online, you’ll never have to worry again that thieves might be going through your trash or that the statement might be stolen from your mailbox and re-routed with a fraudulent change of address by identity thieves. Complete account management onlineIf you check your credit card company website, there will be step by step instructions on how to pay your bills online. You’ll have the choice of pulling up your account each month to pay your bill, or you can set up automatic payments. And, not only will you be able to pay your bill, but you’ll have access to all of the information you need to manage your account including:
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Monday, February 06, 2012
