Learn more about our CreditCardFinder




Student Credit Cards

student-credit-card-icon

Student credit cards are an excellent way to start building credit. These cards are specially designed for high school and college students, even if you have no previous credit experience.

As a student, a student credit card can be helpful for unexpected expenses like medical bills or renting a car. A student credit card also makes buying things online and over the phone much easier. But as with all credit cards, it is important to find the student credit card that has the right features for how you will use your card. Pay close attention to intro rates, balance transfer rates, interest rates, annual fees, reward programs, and other credit card features that are important to your individual need.

Credit cards are a great way to build your own credit history, which is something that you will benefit from for the rest of your life. But as with any financial vehicle, it is important to use your student credit card responsibly. Take the time to compare the student credit cards to understand the differences in features and rewards to make sure you have the best combination for your needs.

If you are not sure if you are ready for the responsibility of a student credit card, you may also want to consider a secured card or debit card. These types of cards can be a good introduction to managing a monthly payment responsibly. And because your credit limit is based on the amount of money you deposit into your account, there is less risk to your credit history. On the flip side, you will not be building your credit history as you will with a student credit card.

The following Student credit cards are offered for students looking to build their own credit. Apply for the Student credit card of your choice today by completing a secure online application. Don’t forget to use our exclusive CreditCardFinder before you apply to determine the likelihood of getting approved for the Student credit card of your choice.

Apply For Student Credit Cards Below

 
< 1-8 of 8 Offers >
Apply for the Discover Student Cards
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
14.99%
Annual Fee
$0
Balance Transfer
Intro APR
  • Earn more cash in more ways than anyone elseSM
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 80 Cashback Bonus® Partners*
  • Customer Service in less than a minute, anytime you want

*See card application for rates, fees, and other important information.
 
Apply for the Discover Student Clear Card
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
14.99%
Annual Fee
$0
Balance Transfer
Intro APR
  • Earn more cash in more ways than anyone else*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 80 Cashback Bonus® Partners*
  • Customer Service in less than a minute, anytime you want

*See card application for rates, fees and other important information.
 
Apply for the Discover Student Open RoadSM Card
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
14.99%
Annual Fee
$0
Balance Transfer
Intro APR
  • 0% Interest* on Purchases for 6 Months
  • Build Your Credit History
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability Guarantee
  • No Annual Fee

*See card application for rates, fees, and other important information.
 
Apply for the Discover Student Monogram Card
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
14.99%
Annual Fee
$0
Balance Transfer
Intro APR
  • Earn more cash in more ways than anyone elseSM
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 80 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want

*See card application for rates, fees, and other important information.
 
Intro APR
(as low as)
0%
APR Period
5/09
Basic APR
(as low as)
16.9%
Annual Fee
$29
Balance Transfer
Intro APR
  • Start building your credit today and earn cash, simple and fast
  • 25% annual bonus on cash earned during the year and 1% cash back on all purchases
  • No limit on cash back and rewards won’t expire for the life of your account
  • 0% intro APR on purchases until May 2009
  • $0 Fraud Liability for unauthorized use if your card is lost or stolen.
 
Intro APR
(as low as)
0%
APR Period
5/09
Basic APR
(as low as)
19.8%
Annual Fee
$0
Balance Transfer
Intro APR
  • Get credit that fits your needs and a card that fits your style, and save with no annual fee
  • 0% intro APR—pay no interest on purchases until May 2009
  • Express yourself—upload an image of your own onto your card once it arrives
  • A manageable credit line to help control your finances
  • Fraud protection—$0 fraud liability if your card is lost or stolen.
 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
14.99%
Annual Fee
$0
Balance Transfer
Intro APR
0%
  • 0% Introductory APR on all purchases and balance transfers for up to 6 months
  • No Annual Fee
  • Earn 15 Karma Points just by getting approved for a Chase credit card2
  • Earn more Karma Points at Facebook.com/plus1
  • Share points with friends, give points to support causes
  • Get the limited edition Facebook t-shirt with 10 Karma Points in the Chase +1 store.
* See Card Terms and Conditions
 
Apply for the Citi mtvUTM Platinum Select Visa Card for College Students
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
13.99%
Annual Fee
$0
Balance Transfer
Intro APR
0%
  • Earn ThankYou Points for a good GPA, paying your bills on time & buying books, movies & more
  • Redeem points for rewards such as gift cards, travel & merchandise, plus exclusive mtv & mtvU rewards
  • 0% APR on Purchases and Balance Transfers for 6 months*
  • No Annual Fee
  • Earn up to 2,000 ThankYou Points twice a year for maintaining a good GPA*
  • Earn 25 points monthly when you pay bills on time & don't exceed your credit limit

    *See Terms and Conditions for details
  •  
    < 1-8 of 8 Offers >
    *Although efforts are made to present accurate credit card offer details, all information is presented without warranty. Please review information provided on the credit card application on issuer’s website (upon clicking the “Apply Now” button) for the most up-to-date terms and conditions of the credit card offer.