Effective Date: June 20, 2008

Myperfectcreditcard.com is a Web site independently owned and operated by Consumer Knowledge Network, LLC.

Myperfectcreditcard.com is committed to protecting your privacy. This Privacy Policy will provide information to you regarding how we collect and use information, and about choices you have concerning our use of such information. Please read this Privacy Policy carefully. From time to time, we may revise this Privacy Policy to address new issues or changes to our practices. These changes will be posted here so that you will always know our privacy policies. Please check this Privacy Policy periodically to see if there have been any revisions.

If you have any questions or concerns about our privacy practices, please send us an email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or mail us at the following address:

Scope of Privacy Policy

This Privacy Policy applies to Myperfectcreditcard.com's method of collection and use of information gathered by us for the customers that we serve on http://www.myperfectcreditcard.com (the "Web Site"). However, once you leave our Web Site via a link or otherwise, this Privacy Policy does not apply and Myperfectcreditcard.com cannot and is not responsible for how data and information obtained from you on other Web sites is used by the operators of such Web sites.

Information Collected by Myperfectcreditcard.com

Myperfectcreditcard.com does not collect any personally identifiable information such as name, address, email address and phone number ("Personal Information"). We may request other general information about you such as: type of banking relationship; housing type; annual household income; age range and reason for requesting our services ("Non-Personal Information"). Non-Personal Information may be collected in connection with your use of, or participation in, the Web Site. Non-Personal Information is collected and stored on servers owned and maintained by a third party and leased to Myperfectcreditcard.com exclusively. A confidentiality agreement exists between Myperfectcreditcard.com and such third party.

We may use and share Non-Personal Information, in our sole discretion. For instance, we may share Non-Personal Information with certain of our clients, media and business partners, vendors and advertisers. We also reserve the right to provide or use the information we collect in the following circumstances: in compliance with any valid legal process such as a search warrant, subpoena, statute or court order; or in special cases, such as if there is an attempted breach of the security of the Web Site, or a physical threat to you or others.

Passively Collected Information and the Use of Cookie Technology

Myperfectcreditcard.com may passively collect certain information without your prior consent. Such information (collected in standard Web server logs) may include your IP address, browser type, and Web access times. Such passively collected information is used in standard Web traffic analysis, in conjunction with demographic/aggregate analysis of collected user records.

We may also collect information through the use of "cookies" which are small computer files that are transferred to a computer's hard drive and which permit us to know about site visits. We may use cookies to improve your experience on the Web Site by making it easier for you to navigate through the Web Site or to make a Web Site feature work better. Information collected from a "cookie" might include information regarding your browser, type of computer, operating system, Internet service provider and other similar information. Cookie technology may also gather information about the areas you visit on our Web Site and about the links you may select from within our Web Site to other areas of the Internet.

We do not extract Personal Information during this process. Currently, only session cookies are used to maintain tracking of a user through an application. (There are two types of cookies: session cookies and persistent cookies. Session cookies expire at the end of a Web page visit. Persistent cookies do not expire at the end of the session. Persistent cookies are stored on your hard drive and read by your browser each time you visit the Web site that sent the persistent cookie.) Such session cookies contain only a numeric session identifier. We use such information in the aggregate to understand which services and resources our visitors prefer and how those services and resources are used.

We may share aggregate demographic/statistical information with our media partners, clients and other third parties. In addition, Myperfectcreditcard.com may allow some of our advertisers to display ads which solicit or contain technology to collect information about users.

Most browsers are set to accept cookies, however, you can set your browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of the Web Site may not be accessible or function properly.

Privacy of Children

We are committed to protecting the privacy of children. Neither the Myperfectcreditcard.com Web Site nor Myperfectcreditcard.com's activities are intended for or designed to attract children under the age of 13. We do not collect Personal Information from any person including a person we actually know is a child under the age of 13.

Links to Other Web Sites

Our Web Site contains links to other Web sites operated by third parties that may be of interest to you. However, we do not and cannot control the information and content or links contained on these sites. We do not and cannot control the way in which these Web sites collect and/or use your Personal Information. Therefore, Myperfectcreditcard.com disclaims any liability for any third party's use of your Personal Information obtained through using the third party Web site.

Security

Access to information is limited to Myperfectcreditcard.com employees or other authorized individuals, and a limited number of our fulfillment partners. Barriers erected to prevent potential breaches of secure information include a sophisticated security system, internal audits, internal policies/procedures and a daily backup of all information. The Director of Technology is responsible for all aspects of secure information within Myperfectcreditcard.com.

Opt-Out

Myperfectcreditcard.com provides you with the opportunity to opt-out of receiving communications from Myperfectcreditcard.com at the point where information is requested of you. You also have the following options to prevent future communications from Myperfectcreditcard.com:

1. You can send an email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .
2. You can select "UNSUBSCRIBE" upon receiving an email communication.
3. You can send mail to the following postal address: