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No Annual Fee Credit Cards

Credit cards with no annual fee do not charge for the annual servicing of your account. No annual fee credit cards may also include no balance transfer fees, low APR credit card offers, and instant approval of your application.

The following No Annual Fee credit cards allow you eliminate service fees tied to your credit card. Apply for the no annual fee credit card of your choice today by completing a secure online application. Don’t forget to use our exclusive CreditCardFinder before you apply to determine the likelihood of getting approved for the no annual fee credit card of your choice.

Apply for No Annual Fee Credit Cards Below

 
< 1-14 of 14 Offers >
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
n/a
Balance Transfer
Intro APR
3.9%
  • Book any travel through any airline, travel agent or online travel site
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire as long as you use your card
  • Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

* See card application for rates, fees, and other important information.
 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
3.9%
Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month &ndash; up to $1,200 in purchases each year
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind
  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.
 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
n/a
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
n/a
Balance Transfer
Intro APR
0%
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
0%
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
3.9%
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
n/a
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
3.99%
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Apply for the Discover Student Card - Tropical Beach
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
14.99%
Annual Fee
$0
Balance Transfer
Intro APR
n/a
  • Earn more cash in more ways than anyone else*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 80 Cashback Bonus® Partners*
  • Customer Service in less than a minute, anytime you want
  • Tropical Beach Design

*See card application for rates, fees and other important information.
 
Apply for the Discover Student Monogram Card
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
14.99%
Annual Fee
$0
Balance Transfer
Intro APR
n/a
  • Earn more cash in more ways than anyone elseSM
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 80 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want

*See card application for rates, fees, and other important information.
 
Apply for the Discover Student Clear Card
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
14.99%
Annual Fee
$0
Balance Transfer
Intro APR
n/a
  • Earn more cash in more ways than anyone else*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 80 Cashback Bonus® Partners*
  • Customer Service in less than a minute, anytime you want

*See card application for rates, fees and other important information.
 
Intro APR
(as low as)
3.9%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
3.9%
  • Cash Rewards for your good credit management!*
  • Pay-On-Time BonusSM equal to a full month&rsquo;s interest
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
  • Free payment by phone
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

*See card application for rates, fees, and other important information.
 
Apply for the Discover Student Open RoadSM Card
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
14.99%
Annual Fee
$0
Balance Transfer
Intro APR
n/a
  • 0% Interest* on Purchases for 6 Months
  • Build Your Credit History
  • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  • Up to 1% Cashback Bonus® on all other purchases*
  • $0 Fraud Liability Guarantee
  • No Annual Fee

*See card application for rates, fees, and other important information.
 
Apply for the Discover Student Cards
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
14.99%
Annual Fee
$0
Balance Transfer
Intro APR
n/a
  • Earn more cash in more ways than anyone elseSM
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 80 Cashback Bonus® Partners*
  • Customer Service in less than a minute, anytime you want

*See card application for rates, fees, and other important information.
 
< 1-14 of 14 Offers >
*Although efforts are made to present accurate credit card offer details, all information is presented without warranty. Please review information provided on the credit card application on issuer’s website (upon clicking the “Apply Now” button) for the most up-to-date terms and conditions of the credit card offer.