Low Interest Credit Cards
Low interest credit cards are a great choice if you are someone who carries a balance on your credit card. There are many cards to choose from, with low rates offered on balance transfers from other credit cards, intro rates for new purchases, as well as special low interest rate options on every day purchases. So how do you find the best set of options that meet your specific needs? In today’s competitive credit card market, a low interest rate credit card is a very common way for credit companies to bring new customers in. All the major credit card companies, such as American Express, Capital One, Citibank and Discover Card offer low interest rate credit cards to meet every person’s need. Many of these credit card companies offer low introductory rates, sometimes even at 0 percent, for the first six to twelve months. After this introductory period expires, rates will usually rise, so it is important that you carefully read the terms and conditions associated with an introductory rate. The same care should be used as you look at balance transfer offers to move a credit card balance from one of your existing credit cards to your new credit card.. Many credit card companies will offer low balance transfer options but, these offers usually have an expiration date for that low interest rate. If you are looking for a fixed or permanent low interest rate, many credit card companies offer fixed low interest rate credit cards as well that last longer than short term balance transfers or special introductory period offers. Whatever option you choose, a low interest rate or instant approval credit card is a great way to help you pay down large credit card balances and assist in managing your overall financial situation. In addition to low interest rates on a credit card, it is always important to look at other fees, grace periods, and ongoing rates as you decide on a credit card. Also, there are some low interest rate credit cards that provide rewards, especially for people with excellent credit, which allows you to save even more money. This will ensure that you find the right card to fit your needs. The following Low Interest credit cards allow consumers to save money on their credit balance with a low interest rate. Apply for the low interest credit card of your choice today by completing a secure online application. And don’t forget to use our exclusive CreditCardFinder before you apply to determine the likelihood of getting approved for the credit card of your choice. Apply For Low Interest Cards Below |
(as low as)
(as low as)
Intro APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
(as low as)
(as low as)
Intro APR
- Variable Rate APR ranging from Prime + 3% thru Prime + 5%
- Cash Advance Variable Rate APR ranging from Prime + 7% thru Prime + 9%
- No annual membership fee
- 0% Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- No transaction fee for balance transfers
- 25 day grace period
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
(as low as)
(as low as)
Intro APR
- Variable Rate APR ranging from Prime + 4% thru Prime + 6%
- Cash Advance Variable Rate APR ranging from Prime + 8% thru Prime + 10%
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- No annual membership fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- Applies to balance transfers processed within three months of your account open date. No transaction fee for balance transfers
- 25 Day grace period
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
(as low as)
(as low as)
Intro APR
- Variable Rate APR ranging from Prime + 4% thru Prime + 6%
- Cash Advance Variable Rate APR ranging from Prime + 8% thru Prime + 10%
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- Applies to balance transfers processed within three months of your account open date. No transaction fee for balance transfers
- 25 day grace period
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosures.
(as low as)
(as low as)
Intro APR
- Book any travel through any airline, travel agent or online travel site
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire as long as you use your card
- Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles
- No Annual Fee
- Online Account Access
- Online Bill Payment
* See card application for rates, fees, and other important information.
(as low as)
(as low as)
Intro APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
(as low as)
(as low as)
Intro APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
(as low as)
(as low as)
Intro APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
(as low as)
(as low as)
Intro APR
- Earn entries from everyday shopping!*
- More entries mean more chances to win!
- Get 1,000 entries just for applying!
- Large Monthly Cash Jackpots!
No Annual Fee* - A New Winner Every Month!
*See terms and conditions for important rate, fee and other cost information, and limitations.