Low Interest Credit CardsLow interest credit cards are a great choice if you are someone who carries a balance on your credit card. There are many cards to choose from, with low rates offered on balance transfers from other credit cards, intro rates for new purchases, as well as special low interest rate options on every day purchases. So how do you find the best set of options that meet your specific needs? In today’s competitive credit card market, a low interest rate credit card is a very common way for credit companies to bring new customers in. All the major credit card companies, such as American Express, Chase, Capital One, Citibank and Discover Card offer low interest rate credit cards to meet every person’s need. Many of these credit card companies offer low introductory rates, sometimes even at 0 percent, for the first six to twelve months. After this introductory period expires, rates will usually rise, so it is important that you carefully read the terms and conditions associated with an introductory rate. The same care should be used as you look at balance transfer offers to move a credit card balance from one of your existing credit cards to your new credit card.. Many credit card companies will offer low balance transfer options but, these offers usually have an expiration date for that low interest rate. If you are looking for a fixed or permanent low interest rate, many credit card companies offer fixed low interest rate credit cards as well that last longer than short term balance transfers or special introductory period offers. Whatever option you choose, a low interest rate or instant approval credit card is a great way to help you pay down large credit card balances and assist in managing your overall financial situation. In addition to low interest rates on a credit card, it is always important to look at other fees, grace periods, and ongoing rates as you decide on a credit card. Also, there are some low interest rate credit cards that provide rewards, especially for people with excellent credit, which allows you to save even more money. This will ensure that you find the right card to fit your needs. The following Low Interest credit cards allow consumers to save money on their credit balance with a low interest rate. Apply for the low interest credit card of your choice today by completing a secure online application. And don’t forget to use our exclusive CreditCardFinder before you apply to determine the likelihood of getting approved for the credit card of your choice. Apply For Low Interest Cards Below |
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- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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- Save with a 0% intro APR until October 2009 on purchases and balance transfers
- Then enjoy a variable APR, now 8.9%
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
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- 5 points per dollar spent at gas stations, major grocery and drug stores
- 1 point for every dollar spent on other purchases
- There is no limit to the points you can earn, and your points won't expire for the life of your account
- Buy what you've been dreaming of and pay no interest until May 2009.
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- Buy what you've been dreaming of and pay no interest until May 2009 on purchases
- Save with a low non-intro variable APR, currently 14.9%
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone on Yahoo! Shopping
- Know you are protected with $0 fraud liability if your card is ever lost or stolen.
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- Get a 25% annual bonus on the cash you earn during the year
- 1% cash back on every purchase
- Buy what you've been dreaming of and pay no interest until May 2009
- There's no limit to the cash back you can earn, and your cash rewards won't expire
- Redeem cash whenever you want.
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- 0% Intro APR*
- No Annual Fee
- FREE Online Account Access
*See terms and conditions
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- Save with a 0% intro APR until October 2009 on purchases and balance transfers
- Then enjoy a variable APR, now 8.9%
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
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- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms & Conditions
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- Buy what you've been dreaming of and pay no interest until May 2009 on purchases
- Save with a low non-intro variable APR, currently 8.9%
- Know you are protected with $0 fraud liability if your card is ever lost or stolen
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone on Yahoo! Shopping.
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- Buy what you've been dreaming of and pay no interest until May 2009 on purchases
- Save with a low non-intro variable APR, currently 14.9%
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone on Yahoo! Shopping
- Know you are protected with $0 fraud liability if your card is ever lost or stolen.
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- Start building your credit today and earn cash, simple and fast
- 25% annual bonus on cash earned during the year and 1% cash back on all purchases
- No limit on cash back and rewards won’t expire for the life of your account
- 0% intro APR on purchases until May 2009
- $0 Fraud Liability for unauthorized use if your card is lost or stolen.
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- Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
- There's no limit to the cash back you can earn, and your cash rewards won't expire
- Save with a 0% intro APR on purchases until October 2009
- You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask
- No annual fee
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- Save with a 0% intro APR until October 2009 on purchases and balance transfers
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
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- Earn 2 points per dollar spent at gas stations, major grocery and drug stores
- 1 point for every dollar spent on other purchases
- Save with a 0% intro APR on purchases until October 2009
- There is no limit to the points you can earn, and your points won't expire
- No annual fee
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- Buy what you've been dreaming of and pay no interest until May 2009 on purchases
- Save with a low non-intro variable APR, currently 8.9%
- Know you are protected with $0 fraud liability if your card is ever lost or stolen
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone on Yahoo! Shopping
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- Buy what you've been dreaming of and pay no interest until May 2009 on purchases
- Save with no annual fee
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone on Yahoo! Shopping
- Know you are protected with $0 fraud liability if your card is ever lost or stolen
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- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms & Conditions
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- Get credit that fits your needs and a card that fits your style, and save with no annual fee
- 0% intro APR—pay no interest on purchases until May 2009
- Express yourself—upload an image of your own onto your card once it arrives
- A manageable credit line to help control your finances
- Fraud protection—$0 fraud liability if your card is lost or stolen.
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- 0% Introductory APR on all purchases and balance transfers for up to 6 months
- No Annual Fee
- Earn 15 Karma Points just by getting approved for a Chase credit card2
- Earn more Karma Points at Facebook.com/plus1
- Share points with friends, give points to support causes
- Get the limited edition Facebook t-shirt with 10 Karma Points in the Chase +1 store.
* See Card Terms and Conditions
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- No fees of any kind. No annual fee, no late fees, no over-limit fees,
no balance transfer fees, no cash advance fees. - 0% intro APR for up to 12 months.
- Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
- Pay in full, or carry a balance.
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms & Conditions
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*See terms and conditions
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- Earn up to 25,000 bonus miles -- enough for a total of $250 off
Delta flights - Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
- 25,000 miles may also be redeemed for a domestic economy award ticket
- *Earn SkyMiles for every eligible dollar you spend
* No annual fee for the first year, then $95: $45 if you are a qualified
American Express Cardmember
* Express Approval. Get a decision in less than 60 seconds.
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- Book any travel through any airline, travel agent or online travel site
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire as long as you use your card
- Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles
- No Annual Fee
- Online Account Access
- Online Bill Payment
* See card application for rates, fees, and other important information.
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- If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the Orchard Bank Primary Cards. Over the years, millions of people have used this group of cards to build their credit history.
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
*See website for complete terms and conditions of card usage and application disclosure.
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- With Chase Travel Plus Platinum Visa® your purchases will earn miles that can be redeemed for a variety of travel rewards including airline tickets, hotel stays, cruises, and car rentals. Travel domestically or internationally with no blackout dates.
- Earn 2 miles per $1 on travel purchases*
- Earn 1 mile per $1 on all other purchases
- Annual rewards fee of $29*
- Redeem for airline tickets, cash, gift cards and more!
- Intro 0% Fixed APR for up to 12 months
























