Instant Approval Credit Cards Instant approval cards are great if you want to receive a credit card decision quickly. With instant approval credit card offers you can apply online and, if qualified, usually receive an approval notice email from the credit card company, sometimes within seconds of completing an online credit card application. Many credit card companies offer the ability to evaluate your application to provide you with an instant approval, but there are some caveats as we will discuss below. Also, though you may receive an instant approval decision from the credit card company that does not mean you can immediately begin to use your newly approved credit card. Though the approval procedure may only take a few minutes, the credit companies may take a few weeks to deliver your new card to your mailbox. Please note that in order to receive an instant approval online, you usually have good to excellent credit. Although issuers strive to provide instant approval whenever possible, your credit card application may require more time and evaluation to determine if your credit card application can be approved. The reason is that a faster, instant decision on a credit card application raises the potential risk for credit card companies. This means that they will allow fewer people to be approved with an instant decision for their credit card, which are usually the people who have good to excellent credit. The following Instant Approval credit cards allow consumers to apply and get an instant approval if they meet the credit card company criteria. Apply for the Instant Approval credit card of your choice today by completing a secure online application. And don’t forget to use our exclusive CreditCardFinder before you apply to determine the likelihood of getting approved for the credit card of your choice. Apply For Instant Approval Credit Cards Below |
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- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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- Apply Now for The Chase Platinum Visa card with no annual fee. Consolidate your high interest credit card bills and save with great low rates. Transfer the balances from your higher interest rate accounts to your new Chase Platinum Visa Card and save money while receiving the Platinum privileges you deserve.
- No Annual Fee
- Free Online Account Access
*See Card Terms and Conditions
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- 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR — 2.99% for 12 months
- Earn points that can be redeemed for gift cards, travel,merchandise, and unique entertainment experiences.
- Membership Rewards Express program
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms & Conditions
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- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms & Conditions
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- Earn up to 50,000 HHonors® bonus points when you get the Card
- No Annual Fee
- Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more
- Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
- No Blackout dates
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms & Conditions
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- Option to enroll in the Membership Rewards Express(R) Program fee-free
- There's no limit to the number of points you can earn
- Save 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more.
- 0% APR for the first 12 months
- No annual fee
- No annual fee for Additional Cards
*See Card Terms & Conditions
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- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms & Conditions
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- Earn 10,000 Membership Rewards bonus points after your first purchase with the card - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards program - Earn 1 Membership Rewards point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms & Conditions
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- Earn up to 25,000 Starpoints® enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms & Conditions