Instant Approval Credit Cards
Instant approval cards are great if you want to receive a credit card decision quickly. With instant approval credit card offers you can apply online and, if qualified, usually receive an approval notice email from the credit card company, sometimes within seconds of completing an online credit card application.
Many credit card companies offer the ability to evaluate your application to provide you with an instant approval, but there are some caveats as we will discuss below. Also, though you may receive an instant approval decision from the credit card company that does not mean you can immediately begin to use your newly approved credit card. Though the approval procedure may only take a few minutes, the credit companies may take a few weeks to deliver your new card to your mailbox.
Please note that in order to receive an instant approval online, you usually have good to excellent credit. Although issuers strive to provide instant approval whenever possible, your credit card application may require more time and evaluation to determine if your credit card application can be approved. The reason is that a faster, instant decision on a credit card application raises the potential risk for credit card companies. This means that they will allow fewer people to be approved with an instant decision for their credit card, which are usually the people who have good to excellent credit.
The following Instant Approval credit cards allow consumers to apply and get an instant approval if they meet the credit card company criteria. Apply for the Instant Approval credit card of your choice today by completing a secure online application. And don’t forget to use our exclusive CreditCardFinder before you apply to determine the likelihood of getting approved for the credit card of your choice.
Apply For Instant Approval Credit Cards Below
(as low as)
(as low as)
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.