Balance Transfer Credit Cards If you're looking to lower your credit card interest rates, a balance transfer credit card may be a good option for you to consider. Balance transfer credit cards allow you to consolidate your credit card balance onto just one card, which should save you money on interest charges. When choosing a balance transfer credit card, there are a few important things to keep in mind. The most important features to be considered are the credit card rates, whether there are balance transfer fees for transferring your credit card balance and the length of time the low balance transfer rate is available for the balance on your new credit The importance of these features depend on your own personal situation. If you have a large balance that you need to transfer may require a different evaluation than if you have a relatively small amount that can be paid off or reduced in a short period of time. A low interest rate alone isn't enough reason to make the switch. There are other things you need to know before transferring your credit card balance. Like, just how low is the introductory rate? How long does the rate last? Do you actually qualify for the rate? That said, if you’ve got a large amount of debt that will likely take a considerable amount of time to pay off, you may want to consider choosing a balance transfer credit card with a fixed rate for the life of the balance. This way you can secure a low rate and you will not need to to worry about the introductory rate period expiring, which usually happens at 6 or 12 months. Some balance transfer credit cards do not come with a balance transfer fee on the balances you transfer so they are a good option for people with large balances on their existing credit card. And if you choose the right credit card and manage your balances the right way, you will be able to have a credit card that more easily allows you to pay down your credit card balance. The following Balance Transfer credit cards allow consumers to save money on their credit balance with a low interest rate on credit balances transferred from existing cards onto their new credit card. Apply for the balance transfer credit card of your choice today by completing a secure online application. And don’t forget to use our exclusive CreditCardFinder before you apply to determine the likelihood of getting approved for the credit card of your choice. Apply For Balance Transfer Credit Cards Below |
(as low as)
(as low as)
Intro APR
- 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month – up to $1,200 in purchases each year
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
(as low as)
(as low as)
Intro APR
- Cash Rewards for your good credit management!*
- Pay-On-Time BonusSM equal to a full month’s interest
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
- Free payment by phone
- No Annual Fee
- Online Account Access
- Online Bill Payment
*See card application for rates, fees, and other important information.
(as low as)
(as low as)
Intro APR
- Variable Rate APR ranging from Prime + 3% thru Prime + 5%
- Cash Advance Variable Rate APR ranging from Prime + 7% thru Prime + 9%
- No annual membership fee
- 0% Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- No transaction fee for balance transfers
- 25 day grace period
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
(as low as)
(as low as)
Intro APR
- 0% APR on Balance Transfers and Purchases for up to 12 month based on your application and credit history.
- After the introductory period is over, APR on purchases will be as low as a variable 8.49%, based on your application and credit history.
- No annual fee.
(as low as)
(as low as)
Intro APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
(as low as)
(as low as)
Intro APR
- Variable Rate APR ranging from Prime + 4% thru Prime + 6%
- Cash Advance Variable Rate APR ranging from Prime + 8% thru Prime + 10%
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- No annual membership fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- Applies to balance transfers processed within three months of your account open date. No transaction fee for balance transfers
- 25 Day grace period
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
(as low as)
(as low as)
Intro APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
(as low as)
(as low as)
Intro APR
- Variable Rate APR ranging from Prime + 4% thru Prime + 6%
- Cash Advance Variable Rate APR ranging from Prime + 8% thru Prime + 10%
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- Applies to balance transfers processed within three months of your account open date. No transaction fee for balance transfers
- 25 day grace period
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosures.
(as low as)
(as low as)
Intro APR
- WorldPoints rewards: Cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more
- Ultimate Access? rewards: Unique experiences, sports memorabilia, marquee events and more
- Rewards Start at: 2,500 points
- Points: 1 point per $1 in retail purchases
- Points Limit: None
- Points Expire: 5 years
(as low as)
(as low as)
Intro APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
(as low as)
(as low as)
Intro APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
- $0 Fraud Liability Guarantee
- Advanced fraud early warning alerts
- Secure online account numbers
- Fraud specialists dedicated to helping you 24/7
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
(as low as)
(as low as)
Intro APR