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0% Interest Rate Credit Cards

0-percent-interest-rate-credit-card-icon

Prepaid debit/credit cards and other 0% credit cards can help you control your spending. A debit card allows you to only spend up to the amount you have deposited into your account. If you need to get your financial situation back on track or limit your spending, a pre-paid debit card or prepaid credit card may be a good option for you to consider.

The following Debit Cards and Prepaid credit cards allow consumers to control their spending. Apply for the debit card or prepaid card of your choice today by completing a secure online application. And don’t forget to use our exclusive CreditCardFinder before you apply to determine the likelihood of getting approved for the credit card of your choice

Apply For 0% Interest Credit Cards Below

 
< 1-18 of 18 Offers >
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
3.99%
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
3.9%
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
n/a
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
n/a
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
3.9%
Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month &ndash; up to $1,200 in purchases each year
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind
  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.
 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
0%
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
0%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
n/a
Balance Transfer
Intro APR
0%
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

Complete Fraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

*View Discover® Card Rates, Fees, Rewards and Other Important Information.

 
Intro APR
(as low as)
3.9%
APR Period
6 months
Basic APR
(as low as)
10.99%
Annual Fee
$0
Balance Transfer
Intro APR
3.9%
  • Cash Rewards for your good credit management!*
  • Pay-On-Time BonusSM equal to a full month&rsquo;s interest
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
  • Free payment by phone
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment

*See card application for rates, fees, and other important information.
 
Intro APR
(as low as)
0%
APR Period
3 months
Basic APR
(as low as)
13.24%
Annual Fee
$0
Balance Transfer
Intro APR
1.99%
  • Earn Cash Back - 3% for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned

  • *See Card Terms & Conditions
 
Apply for the Citi CashReturns MasterCard
Intro APR
(as low as)
0%
APR Period
12 Months
Basic APR
(as low as)
9.99%
Annual Fee
$0
Balance Transfer
Intro APR
0%
    Unlike other cash back cards, there's no limit to how much cash back you can earn.

  • Automatically get a check every time you ear $50 cash back.
  • Earn an average of 5% additonal cash back on purchases made through the Citi Bonus Cash Center() with over 400 leading retailers.
  • 0% APR on balance transfers for up to 12 months based on your application and credit history.
  • Variable purchase APR, currently as low as 9.99% based on your application and credit history.
 
Apply for theMiles Edge Visa Signature Credit Card
Intro APR
(as low as)
0%
APR Period
6 Months
Basic APR
(as low as)
4.99%
Annual Fee
$19
Balance Transfer
Intro APR
n/a
  • Bonus: 1,000 points after first qualifying purchase
  • Rewards: Travel, theme park admissions, certificates to major hotel chains, brand-name merchandise, and more
  • Rewards Start at: 5,000 points
  • Points: 1 point per $1 in retail purchases
  • Points Expire: 5 years
 
Apply for the Citi Diamond Preferred Card
Intro APR
(as low as)
0%
APR Period
12 Months
Basic APR
(as low as)
8.49%
Annual Fee
$0
Balance Transfer
Intro APR
n/a
  • 0% APR on Balance Transfers and Purchases for up to 12 month based on your application and credit history.
  • After the introductory period is over, APR on purchases will be as low as a variable 8.49%, based on your application and credit history.
  • No annual fee.
  •  
    Apply for the Citi Driver's Edge Options Platinum Select MasterCard
    Intro APR
    (as low as)
    0%
    APR Period
    12 Months
    Basic APR
    (as low as)
    9.99%
    Annual Fee
    $0
    Balance Transfer
    Intro APR
    n/a
      Earn rewards for something you do every day driving.

    • Also earn 6% rebates on everyday purchases as supermarkets, drugstores and gas stations for the first 12 months; 3% rebates after that.
    • Earn 1% rebates on all other types of purchases.
    • 0% APR on balance transfers for up to 12 months, based on your application and credit history.
    • Purchase APR as low as a variable 9.99%, based on your application and credit history.
     
    Apply for the TripRewards Platinum Plus MasterCard
    Intro APR
    (as low as)
    0%
    APR Period
    12 Months
    Basic APR
    (as low as)
    9.99%
    Annual Fee
    $0
    Balance Transfer
    Intro APR
    n/a
    • Rewards: Travel, resort vacations, gift certificates, dining, merchandise, auto rentals and more
    • Points: 2 points for every $1 in retail purchases and up to 13 points per dollar for qualifying hotel stays
    • Points Limit: None
    • Points Expire: 4 years
     
    Apply for the Citi Platinum Select MasterCard
    Intro APR
    (as low as)
    0%
    APR Period
    12 Months
    Basic APR
    (as low as)
    8.49%
    Annual Fee
    $0
    Balance Transfer
    Intro APR
    n/a
    • 0% APR on Balance Transfers and Purchases for up to 12 month based on your application and credit history.
    • After the introductory period is over, APR on purchases will be as low as a variable 8.49%, based on your application and credit history.
    • No annual fee.
     
    Apply now for the Bank of America World MasterCard WorldPoints Credit Card
    Intro APR
    (as low as)
    0%
    APR Period
    12 months
    Basic APR
    (as low as)
    9.99%
    Annual Fee
    $0
    Balance Transfer
    Intro APR
    n/a
    • WorldPoints rewards: Cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more
    • Ultimate Access? rewards: Unique experiences, sports memorabilia, marquee events and more
    • Rewards Start at: 2,500 points
    • Points: 1 point per $1 in retail purchases
    • Points Limit: None
    • Points Expire: 5 years
     
    Apply for the WorldPoints Platinum MasterCard by Bank of America
    Intro APR
    (as low as)
    0%
    APR Period
    12 months
    Basic APR
    (as low as)
    9.99%
    Annual Fee
    $0
    Balance Transfer
    Intro APR
    n/a
    • WorldPoints rewards: Cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more
    • Ultimate Access? rewards: Unique experiences, sports memorabilia, marquee events and more
    • Rewards Start at: 2,500 points
    • Points: 1 point per $1 in retail purchases
    • Points Limit: None
    • Points Expire: 5 years

     
    Apply for the NASCAR RacePoints Platinum Plus Visa by Bank of America
    Intro APR
    (as low as)
    0%
    APR Period
    12 months
    Basic APR
    (as low as)
    9.9%
    Annual Fee
    $0
    Balance Transfer
    Intro APR
    0%
    • Bonus: FREE NASCAR tailgate chair after first qualifying purchase
    • Rewards: Exclusive NASCAR experiences, collectibles and gear
    • Rewards Start at: 2,500 points
    • Points: 1 point per $1 in retail purchases
    • Points from both Bank of America and program sponsor when purchasing products and services from a program sponsor
    • Points Limit: None
    • Points Expire: Never on active accounts
     
    < 1-18 of 18 Offers >
    *Although efforts are made to present accurate credit card offer details, all information is presented without warranty. Please review information provided on the credit card application on issuer’s website (upon clicking the “Apply Now” button) for the most up-to-date terms and conditions of the credit card offer.