Additional Info
Different Credit Card Offers
If you are interested in learning more about certain credit card offers or specific credit card issuers, check out the credit card categories above or on the side of MyPerfectCreditCard.com. You can find different credit card categories based on the types of features and special card benefits that many visitors are interested in when they select a credit card. You will also find a wide variety of cards - both from big brand names such as Chase, Discover Card and American Express as well as some from smaller, but equally reputable companies.
Take the Time to Compare Credit Cards
There are an abundance of compelling credit card offers to choose from these days. Be sure to compare important card features such as Introductory APRs, Basic APRs, Annual Fees, balance transfer details and card rewards (cash back, frequent flyer miles, discounts on gas, groceries, etc..) Choose the card with the card features and benefits that you desire - Don’t forget to use our exclusive CreditCardFinder before you apply for a credit card to determine the likelihood of getting approved for the card of your choice.
The Credit Application Process
Credit cards are an extremely important financial tool. They help us get things we want, save us in emergencies, and offer protection. Credit cards can even reward us for using them. But there is a lot of mystery around the credit card application process. For example:
How many times have you applied for a credit card only to be denied credit? Most card applications usually result in a credit card denial instead of a card approval. So if you have been denied credit, don’t take it personally - you are definitely not alone.
Did you know submitting multiple credit card applications within a certain timeframe, whether you are approved or not, will lower your credit score? It’s true - Multiple credit inquires on your credit file will lower your score.
How long did it take to receive the communication from the credit card company? For some credit cards, it could take up to 30 days from the day they receive your application. Depending on the credit card company’s decision, you still may not have a credit card when that decision period is up.
Get Approved for the Credit Card you Want
We are here to help. MyPerfectCreditCard.com offers you a way to find the right credit card. When you apply for a card online through our credit card partners' secure applications, you not only have a choice regarding the features, rates and rewards that are right for you, but also have the informed option of applying for the credit card that you are most likely to get approved to receive. Other sites offer their visitors a superstore of credit card options, mostly based on card features and rates. But what good is a card with great features, rates and rewards if you are not able to receive it?
Just like the credit card superstores, we offer access to secure credit applications for all the top credit cards, including low interest credit cards, credit cards with rewards programs, airline miles credit cards, cash back credit cards, small business credit cards, student credit cards, gas rebate credit cards, no annual fee credit cards, balance transfer credit cards and even instant approval credit cards.
But more importantly, MyPerfectCreditCard.com has built our exclusive CreditCardFinder to match you with the credit card that you are most likely to actually receive. The data we ask for and use to help you find the right credit card is not personally identifiable. We do not ask for your name, home address, email address or other very sensitive, personal information. We only use the minimal, non-personally identifiable, data necessary to help you find the credit card that is right for you.
The MyPerfectCreditCard Advantage
We are experts in the credit industry. With years of experience working both for and with credit card companies, we have unique insights into how different credit card companies view different types of applicants. We utilize this knowledge to help consumers make educated decisions about your credit card choices.
Take a look at all the top credit card offers from leading credit card issuers and banks, including Advanta, American Express, Bank of America, JP Morgan Chase, Citibank, Discover Card, First Premier Bank of Omaha, HSBC, Visa, MasterCard, and many others. Then use our exclusive CreditCardFinder before you apply to determine the likelihood of getting approved for the credit card of your choice. Once you have made your choice, click the “Apply Now” button next to the credit card to complete an online credit card application. With some credit cards – whether you are a student, business owner or a regular credit card user - you may even get an instant credit decision in less than 60 seconds!
"Students should avoid being lured in by special credit card offers readily available on most college campuses, and resist the temptation to open retail credit cards. Various student credit cards offer rewards and bonus programs with low or no annual fee, which give students cash rewards for textbook, movies, and gas purchases.
